~lavender field, Farm Tomita in Furano, Hokkaido~
Hokkaido 7 days trip really costs a bomb! (who wants to go must tell me~ still can book! haha..) need financial help from parents.. haiz.. super broke this time.. heavily in debt le.. cos previous debts are still not cleared yet..
my debts are:
- concert tix (clearing soon~)
- pedicure instalments
- tour fee
- partial sch fee
- still got? cant remember liao *slap forehead*
last 2 named debts involved huge amount (well.. it's huge to a poor gal like me.. lol).. gotta save!
from accounting point of view.. it is not good to have so many debts with little cash on hand or cash in bank or both.. nid to clear some of the debts soon.. else will get negative cash flow if the debts are not cleared or even worse, increased! need to come up with cost saving plans.. hmmmm..........
how to save more when i am not earning?
- try to cut down on my expenses especially on food, some expenses like formal wear and shoes cannot be saved.. so need to save on other expenses..
- i need to apportion my pathetic pocket money rightly.. use absorption based costing, activity costing or marginal costing?? hmmm.. (this module - management accounting - has poisoned this gal's mind deeply!)
- reduce gatherings/outings.. if unable to do it, shall try to reduce spendings during these outings..
- got anyone owe me money? can return mi asap? lol..
above are financial debts.. there is one more personal debt to be cleared.. i need to get good results so that i wont let down my parents who financed my sch fees partially.. my bro who gives me money to spend sometimes.. and of cos myself who paid the rest too~ lol
shall not treat studying as a boring, meaningless thing.. hope i can face it with positive attitude!!
jiayou!!
jiayou for the rest who are studying too!!
don't ever give up!!
^^
Labels: thoughts + feelings
11:50 pm